Home Buying Tips

26
Mar

How to Choose the Right Mortgage Broker

What to Consider for Mortgage Brokers A mortgage broker is a crucial resource to help you address all the following elements of a mortgage. As such, choosing the right mortgage broker can make or break your decision on the type of mortgage you will be tied to long-term. When it comes to mortgages, the first question potential home buyers want

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26
Mar

The Difference Between Pre-Approval and Full Credit Approval

Most prospective home buyers know that they should get pre-approved for a mortgage before they start to consider all their home loan options and make an offer. While lenders will often use the terms “pre-approval” and “credit approval” interchangeably, home buyers should know the difference to put themselves in the strongest position possible when it comes time to make an

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26
Mar

Comparing Rent and Mortgage Payments

The decision of whether to rent or buy is more complicated than usual in Seattle, where both home and rent costs have been rising in recent years as the demand for housing continues to outpace supply. The ever-increasing cost of rent prompts many people to consider whether buying might make more sense. Others are put off by the assumption that

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26
Mar

Think You Know How to Find Your Credit Score? Think Again

Most people know that the home price they can afford is dependent on their credit score. But most people don’t realize that multiple credit scores exist, and the one they pull may be quite different from the one the lender uses to calculate the loan amount. Since your credit score determines the loans and the rates you’ll qualify for, knowing

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17
Aug

5 Priceless Reasons to Save Up to Buy a Home vs. Renting

Home ownership is usually the biggest financial transaction that a person engages in.  Because of this, there is a tendency to focus on the numbers and the market, overriding the overall and incalculable reasons to buy and own your own home. Here are 5 priceless reasons why the value of owning a home far outweighs the alternative of renting… Create

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19
Jul

Can I Afford to Buy a Home in Seattle?

Whether you are a recent Seattle transplant or a lifelong resident finally ready to invest in your dream home, buying a house in Seattle may be a daunting process. The booming tech industry has made our city a destination for many professionals across a number of industries, driving real estate prices up. If you are hoping to invest in Seattle

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26
Jun

Tips for Budgeting on How Much Home You Can Afford

Owning a home can be a blessing. If you don’t budget properly, however, you’ll quickly find yourself grasping at straws to financially stay afloat. To prevent this from happening, keep the following tips in mind when budgeting for your new home. Create a Monthly Budget You can’t stick to a budget if you haven’t drawn one up. To make that

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21
May

Important Tips for Millennial Homebuyers

According to Aperion Care, 85 percent of millennials (those who are 21 to 37 years old in 2018) expect to own a home at some point in their lifetime. However, having the intent to buy a home in some vague, distant future is hardly the same as having a plan ready to make home ownership a reality. Here are a

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1
Mar

Facts About Buying a Home with Bitcoin

One popular misconception about Bitcoin, the original digital cryptocurrency, is that you can’t use it for any real-world purchases. Many people mistakenly assume that you can only use Bitcoin to make purchases on the dark web. In reality, Bitcoin is now traded on many popular investing forums and is even accepted at certain restaurants and ATMs. Digital currencies, which are

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7
Dec

Seattle Startup Loftium Is Changing the Home-Buying Process

Loftium is a new Seattle startup that has unique processes in place to help young professionals and first-time homebuyers purchase a new home without a crazy downpayment. Learn more in this article.