Should I Refinance?
Many homeowners refinance to lower their rate and their monthly payment. Some refinance to reduce the time it will take to pay off their mortgage. Others want to tap their equity to consolidate debts or complete that remodel. A quick phone consultation is all that’s necessary to decide if refinancing is the right choice.
Guiding You Through Your Refinance
We are in this together with you. Let our more personalized approach help to make your refinance simple and easy. While a bank might treat you like just another number, we’ll be by your side every step of the way to help ensure a smooth, positive experience. Jim is available to discuss your questions or concerns at any time — even evenings and weekends.
Clarifying Your Uncertainties
In an expensive housing market like Seattle’s, deciding whether or not to pursue a refinance can be complicated. In a relatively expensive area like the Seattle metro area, small differences in your rate can often justify a refinance. And while it sometimes makes sense to spend more to get a lower rate, doing so won’t always save you money. An adjustable-rate mortgage (ARM) may also make more sense than a fixed-rate mortgage (FRM) if you only plan to stay in your home short-term.
We’ll walk you through these considerations and help you make the right decision.
Refinancing Made Easy
Refinances don’t have to be overwhelming. At Seattle Mortgage Planners, we’ll help to make it easier to refinance. We’ll guide you to a secure, online application. We’ll clearly communicate what we’ll need for the refinance, and what the expected timeline will be. We’re here to support you and guide you from application through funding.