Now is a great time to refinance loans! Whether you want to switch from an Adjustable Rate Mortgage (ARM) to a fixed-rate mortgage, want to take advantage of exceptionally low interest rates, wish to cash out some of your home’s equity to payoff debt or complete that remodel, we can help.
Why should you refinance?
If you are considering refinancing, information is power. There are many reasons people refinance in Seattle. Typically they want to secure a lower rate (but not always), use some of their equity for a remodel, or to consolidate debt and lower payments. Seattle Mortgage Planners will focus on your specific circumstances and make sure that you understand the benefits and costs of a potential refinance.
What kind of mortgage do you need?
While there are several common types of mortgages – fixed rate mortgages, adjustable-rate mortgages (ARMs), interest-only mortgages and jumbo mortgages – we will work with you to determine the mortgage that fits your specific needs and goals.
Refinancing your jumbo mortgage
If you live in King, Pierce or Snohomish county and need to refinance loans more than $506,000, you’ll need a jumbo loan. We work with dozens of lenders each day to ensure you get a competitive rate on your refinanced jumbo mortgage.
At Seattle Mortgage Planners, you’ll work with a single, experienced professional throughout the process who will clearly explain your options and take you through the entire refinancing transaction. We will work together to choose the refinancing option that works for you.
We pledge to clearly walk you through your options and discuss topics and alternatives you may not have considered. Seattle is our home, and we are proud to have helped hundreds of local homeowners through the refinance process.