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Seattle Mortgage Planners


Read the latest articles from Seattle Mortgage Planners for helpful information on homeownership, financial tips, local Seattle information and more.

Guide to USDA Loans: Washington State Guide

The U.S. Department of Agriculture (USDA) offers nonconforming loans called the Rural Development Guaranteed Housing Loans. These are more commonly known as USDA loans, which helps buyers with low to moderate incomes purchase their own homes. These competitively priced loans make purchasing a home more affordable for individuals and families living in certain rural areas…

Cash Offers: Your Guide to Making, Accepting and Beating Them

So, what is a cash offer on a house? A cash offer on a home is essentially exactly what it sounds like: a cash bid on the property’s total cost. When a seller can provide a cash offer, they’re in a position to bypass the conventional loan process and other financing hoops that can slow…

Will the Housing Market Crash in 2022?

The housing market is red-hot in 2022 (especially in Seattle) for a variety of reasons. One major contributor is the coronavirus pandemic that emerged in early 2020.  Although buying and selling screeched to a halt for a short time, government stimulus packages, lower expenses due to stay-at-home orders and historically low mortgage rates made home…

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