We Take the Stress Out of Buying Your First Home — Starting Right Now
What We Can Do For You
Whether you’re a first-time home buyer or a seasoned homeowner, we’ll find you the right loan with the most competitive rates.
Is refinancing right for you? Find out here and view our variety of fixed rate and adjustable rate refinancing options to choose from.
What Makes Us Different
Get a free no-obligation quote, plus extremely competitive rates and detailed cost breakdowns.
You’ll have a single point of contact for all your communications with us. Reach out whenever you need to — including evenings and weekends.
Tips For Buying Your First Home
Buying your first home can be stressful. We’ll make it easier by providing you with the information you need.
Choose the Right Mortgage Professional
The professional with the lowest mortgage rate isn’t always the best option. If the transaction doesn’t close on time, your money is at risk, the process is frustrating, or you have trouble connecting with your loan advisor, you’ll regret going with the cheapest option.
Buying your first home can be stressful, but we’re here to help you work out the finances. We have found that our customers appreciate the extra time and care that we bring to the home buying process. We invite you to book some time directly with us to discuss these considerations.
Why These Seattle Borrowers Are Glad They Chose Us
Jim Hoge and The Seattle Mortgage Planners Team were, hands down, the best part of our real estate experience. We were first-time homebuyers who knew NOTHING about buying a home. Jim walked us through every question we had, in detail. He was always courteous and friendly through our entire nightmarish process (we purchsed a short sale home and it ended up taking us 3 times to close) If it wasn’t for Jim’s professionalism and knowledge of the industry, we would have been doomed and still apartment living. I truly cannot say enough great things about Jim. If you are a first-time homebuyer, looking for an FHA loan, or even a conventional one…Jim is your man!
Jim Hoge and his team provided us with THE BEST refinance ever! Seattle Mortgage Planners are consummate professionals and made the process so easy and stress-free. If you are looking for no a no nonsense lender with great depth of knowledge and an easy-going, no pressure style, you have come to the right place. Like you reading this review, I rely heavily on the personal experience of others. Please call Jim. I promise you will be extremely glad you did.
I’ve dealt with a handful of mortgage brokers and firms and Jim and Kevin were far and above the easiest and most professional I’ve dealt with. Jim is transparent and willing to work hard to gain your business even when pitted up against a very competitive offer as was our case with a new build. I couldn’t recommend SMP more!
We chose Jim Hoge and his team via Yelp after reviewing lots of reviews, and we’re super pleased that we did. This is actually the second time I’ve gotten a new mortgage, and this experience is by far smoother and easier despite being more complicated than my first loan. In addition to how knowledgeable and thorough Jim and his team were, a big draw for me when choosing brokers was the fact that they had a fully electronic system that made submitting/signing/tracking the majority of documents so easy. That doesn’t mean they were hands off though – Jim and his team were responsive to our questions and requests even over Thanksgiving and Christmas holidays (within a couple hours). Jim also proactively drove over to our escrow signing (with cookies too) in order to ensure the final recon handled the complex terms properly–it was a good thing he did, because escrow didn’t get it right, so it saved us a lot of time and headache! We highly recommend Jim and his team!
…Jim did an excellent job of calming any concerns we had, answering our millions of questions, and giving us a lot of options to choose from when thinking about how we wanted to structure our loan. He also went the extra mile and right before we submitted our offer he reached out to the other realtor to let them know we were pre-approved and there were no concerns about the deal falling through because of financing. I am convinced that was one of the things that helped us get our home. The loan process itself was also incredibly smooth. The ability to submit all of our documentation online and email with any questions we had was incredible. It went much more quickly than I was expecting and really the paperwork side of things wasn’t a big deal at all. I would highly recomment Jim and his team to first home buyers or anyone trying to “get an edge” in this competitive market.