Financial Tips

26
Mar

Why Waiting to Save a 20% Down Payment May Not Be the Right Move

Most first-time home buyers have heard that they can avoid paying mortgage insurance by putting 20% down, and assume that waiting to save this amount before purchasing is best. However, this is not always the case. While not having to pay mortgage insurance is certainly ideal, it often comes at a cost that far outweighs its benefits: Real estate will

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26
Jun

Tips for Budgeting on How Much Home You Can Afford

Owning a home can be a blessing. If you don’t budget properly, however, you’ll quickly find yourself grasping at straws to financially stay afloat. To prevent this from happening, keep the following tips in mind when budgeting for your new home. Create a Monthly Budget You can’t stick to a budget if you haven’t drawn one up. To make that

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12
Sep

The Complete Guide to Moving to Seattle

No matter your reasons for considering Seattle as your next home, you’ll hardly be alone as a newcomer. A booming tech industry has drawn thousands of new residents to the Emerald City in the last 5 years, but despite what any current Amazonian might tell you, there’s plenty to do outside of work. Seattle is teeming with exciting events, activities,

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24
Jul

A Pocket Guide for Renters Curious about Owning

Serial renters: If you’re finding yourself daydreaming about having a home that is truly your own, here are a few brain ticklers to mull over. Rather than a guide to buying your first home, consider this a guide to considering your next move. And when you’re ready, contact us to begin strategizing! 1. Estimate financial feasibility online Use a rent

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5
Jun

Is it a Bubble? Seattle’s Rising Home Prices Here to Stay

For many prospective buyers, Seattle’s rapidly-rising home prices look a little too much like the frenzied market escalation before the 2007 crash. Should people be nervous? Is our market built on a solid foundation of rising incomes and increased demand, or is it built on thin air? Is it a bubble, and when’s it going to pop?