Conforming Seattle Home Loan

Great news for residents of King, Pierce, and Snohomish Counties!

Get a larger conforming Seattle home loan.

While a conforming home loan in many parts of the country has a $417,000 maximum loan limit, King, Pierce, and Snohomish Counties have a maximum limit of $453,100 for what’s called a ‘conforming’ loan. Strangely enough, for an FHA mortgage, the conforming limit is $567,500.

If you’re seeking a Seattle mortgage for a single-unit home that is above these loan amounts, then you’ll need to qualify for a jumbo loan. Conforming home loans are more common than jumbo home loans.

Investors and lenders often consider conforming loans to be lower risk than non-conforming or jumbo loans, so mortgage rates are typically lower for conforming loans. For questions about which type of loan you will need, please contact us today to discuss your options.

Experience the Seattle Mortgage Planners difference.

As local Seattle mortgage brokers, we specialize in finding great conforming Seattle home loans. We have access to a wide selection of lenders who specialize in conforming home loans. You’ll have a dedicated contact throughout the entire process, and we will provide regular updates along the way. We start the process by setting realistic expectations and clearly explaining what to expect and when, so you are not left to wonder.

I truly cannot say enough great things about Jim

Aaron B. says … Jim Hoge and The Seattle Mortgage Planners Team were, hands down, the best part of our real estate experience.

If you’re ready to begin the mortgage application process, or if you’re just interested in talking to a local Seattle mortgage expert about your conforming Seattle home loan options, please request a quote, or call 206-799-9966 and we’ll be in touch with you as soon as possible.

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